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California Residents: Start Saving Today!

Los Angeles

California residents have many options for consolidating credit card payments. One option that you may be eligible for is a debt management plan. This plan can reduce your minimum payments, provide for one consolidated monthly payment, reduce your interest and eliminate late fees.

Eligibility will depend on your overall financial strength. If you have difficulty paying more than your minimum payments every month, then you may qualify for a debt management plan.

Feel free to call one of our accredited financial counselors at (866) 406-4132, or you may fill in the form to the right to get started. We are happy to help bring debt relief while helping your restore your credit rating. If you prefer, you may enroll online.

If you need to meet with a counselor in person, consider one of the following agencies that may be located near you.

California Credit Counseling Agencies

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Anaheim: CCCS of Orange County, Inc., (714) 547-2227

Arcata: CCCS of the North Coast., (800) 762-1811

Bakersfield: CCCS of Kern and Tulaire Counties, (661) 324-9628

Springboard Nonprofit Consumer Credit Management,
(877) 947-3752

Berkeley: CCCS of the East Bay, (866) 346-2227

Brea: CCCS of Orange County, Inc., (714) 547-2227

Camarillo: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227

Chico: CCCS of Twin Cities, (530) 674-9729

Chula Vista: CCCS of San Diego and Imperial Counties,
(866) 346-2227

Citrus Heights: CCCS of the Sacramento Valley, (800) 750-2227

Concord: CCCS of the East Bay, (866) 346-2227

Costa Mesa: CCCS of Orange County, Inc., (714) 547-2227

Crescent City: CCCS of the North Coast, (800) 762-1811

Delano: CCCS of Kern and Tulaire Counties, (661) 725-0199

Downtown: CCCS of San Diego and Imperial Counties,
(888) 298-2227

Fremont: CCCS of the East Bay, (866) 346-2227

Fresno: CCCS of Central Valley, Inc., (800) 750-2227

Springboard Nonprofit Consumer Credit Management,
(877) 947-3752

Glendale: ByDesign Financial Solutions, (800) 750-2227

Grenada Hills: ByDesign Financial Solutions, (800) 750-2227

Grass Valley: CCCS of Twin Cities, (530) 674-9729

Grover Beach: CCCS of Santa Clara and Ventura County,
(800) 540-2227

Huntington Beach: CCCS of Orange County, Inc., (714) 547-2227

La Mesa: CCCS of San Diego and Imperial Counties, (888) 298-2227

Los Angeles: ByDesign Financial Solutions, (800) 750-2227

Merced: CCCS of Mid-Counties, (800) 750-2227

Mission Viejo: CCCS of Orange County, (714) 547-2227

Modesto: CCCS of Mid-Counties, (800) 750-2227

Montclaire: Springboard Nonprofit Consumer Credit Management,
          (800) 947-3752

Moreno Valley: Springboard Nonprofit Consumer Credit Management,
          (800) 947-3752

North Highlands: CCCS of the Sacramento Valley, (800) 750-2227

Oakland: CCCS of East Bay, (866) 346-2227

Oceanside: CCCS of San Diego and Imperial Counties,
(866) 346-2227

Palm Springs: Springboard Nonprofit Consumer Credit Management,
(800) 947-3752

Palmdale/Lancaster: ByDesign Financial Solutions, (800) 750-2227

Porterville: CCCS of Kern and Tulaire Counties, (800) 272-2482

Rancho Dominguez: ByDesign Financial Solutions, (800) 750-2227

Redding: CCCS of Sacramento Valley, (800) 750-2227

Ridgecrest: CCCS of Kern and Tulaire Counties, (800) 272-2482

Riverside: Springboard Nonprofit Consumer Credit Management,
          (800) 947-3752
Rosemead: Springboard Nonprofit Consumer Credit Management,
          (800) 947-3752

Sacramento: CCCS of the Sacramento Valley, (800) 750-2227

San Bernardino: Springboard Nonprofit Consumer Credit
Management,
(800) 947-3752
San Diego: CCCS of San Diego and Imperial Counties,
(866) 346-2227
Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
San Francisco: CCCS of San Francisco, (800) 777-7526

Springboard Nonprofit Consumer Credit Management,
          (800) 947-3752

San Jose: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227

Santa Ana: CCCS of Orange County, Inc., (714) 547-2227

Springboard Nonprofit Consumer Credit Management,
(800) 947-3752

Santa Barbara: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227

Santa Maria: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227

Santa Rosa: CCCS of San Francisco, (707) 527-9201

Santee: CCCS of San Diego and Imperial Counties, (888) 298-2227

Stockton: CCCS of Mid-Counties, (800) 750-2227

Tehachapi: CCCS of Kern and Toulaire Counties, (800) 272-2482

Ukiah: CCCS of the North Coast, (800) 762-1811

Victorville: Springboard Nonprofit Consumer Credit Management,
          (800) 947-3752

Visalia: CCCS of Kern and Toulaire Counties, (559) 732-2227

Watsonville: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227

West Covina: ByDesign Financial Solutions, (800) 750-2227

Willits: CCCS of the North Coast, (800) 762-1811

Yreka: CCCS of Southern Oregon, Inc., (530) 841-1516

Yuba City: CCCS of Twin Cities, (530) 674-9729

A Safe Harbour debt management program is available statewide throughout California. If you prefer, you may enroll online.

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