California Residents: Start Saving Today!

California residents have many options for consolidating
credit card payments. One option that you may be eligible for is
a debt management plan. This plan can reduce your minimum
payments, provide for one consolidated monthly payment, reduce
your interest and eliminate late fees.
Eligibility will depend on your overall financial strength.
If you have difficulty paying more than your minimum payments
every month, then you may qualify for a debt management plan.
Feel free to call one of our accredited financial counselors
at (866) 406-4132, or you may fill in the form to the right to
get started. We are happy to help bring debt relief while
helping your restore your credit rating. If you prefer, you may
enroll online.
If you need to meet with a counselor in person, consider one
of the following agencies that may be located near you.
California Credit Counseling Agencies
Anaheim: CCCS of Orange County, Inc., (714) 547-2227
Arcata: CCCS of the North Coast., (800) 762-1811
Bakersfield: CCCS of Kern and Tulaire Counties, (661)
324-9628
Springboard Nonprofit Consumer Credit Management,
(877) 947-3752
Berkeley: CCCS of the East Bay, (866) 346-2227
Brea: CCCS of Orange County, Inc., (714) 547-2227
Camarillo: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227
Chico: CCCS of Twin Cities, (530) 674-9729
Chula Vista: CCCS of San Diego and Imperial Counties,
(866) 346-2227
Citrus Heights: CCCS of the Sacramento Valley, (800) 750-2227
Concord: CCCS of the East Bay, (866) 346-2227
Costa Mesa: CCCS of Orange County, Inc., (714) 547-2227
Crescent City: CCCS of the North Coast, (800) 762-1811
Delano: CCCS of Kern and Tulaire Counties, (661) 725-0199
Downtown: CCCS of San Diego and Imperial Counties,
(888) 298-2227
Fremont: CCCS of the East Bay, (866) 346-2227
Fresno: CCCS of Central Valley, Inc., (800) 750-2227
Springboard Nonprofit Consumer Credit Management,
(877) 947-3752
Glendale: ByDesign Financial Solutions, (800) 750-2227
Grenada Hills: ByDesign Financial Solutions, (800) 750-2227
Grass Valley: CCCS of Twin Cities, (530) 674-9729
Grover Beach: CCCS of Santa Clara and Ventura County,
(800) 540-2227
Huntington Beach: CCCS of Orange County, Inc., (714) 547-2227
La Mesa: CCCS of San Diego and Imperial Counties, (888)
298-2227
Los Angeles: ByDesign Financial Solutions, (800) 750-2227
Merced: CCCS of Mid-Counties, (800) 750-2227
Mission Viejo: CCCS of Orange County, (714) 547-2227
Modesto: CCCS of Mid-Counties, (800) 750-2227
Montclaire: Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
Moreno Valley: Springboard Nonprofit Consumer Credit
Management,
(800) 947-3752
North Highlands: CCCS of the Sacramento Valley, (800) 750-2227
Oakland: CCCS of East Bay, (866) 346-2227
Oceanside: CCCS of San Diego and Imperial Counties,
(866) 346-2227
Palm Springs: Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
Palmdale/Lancaster: ByDesign Financial Solutions, (800) 750-2227
Porterville: CCCS of Kern and Tulaire Counties, (800) 272-2482
Rancho Dominguez: ByDesign Financial Solutions, (800) 750-2227
Redding: CCCS of Sacramento Valley, (800) 750-2227
Ridgecrest: CCCS of Kern and Tulaire Counties, (800) 272-2482
Riverside: Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
Rosemead: Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
Sacramento: CCCS of the Sacramento Valley, (800) 750-2227
San Bernardino: Springboard Nonprofit Consumer Credit
Management, (800) 947-3752
San Diego: CCCS of San Diego and Imperial Counties,
(866) 346-2227
Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
San Francisco: CCCS of San Francisco, (800) 777-7526
Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
San Jose: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227
Santa Ana: CCCS of Orange County, Inc., (714) 547-2227
Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
Santa Barbara: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227
Santa Maria: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227
Santa Rosa: CCCS of San Francisco, (707) 527-9201
Santee: CCCS of San Diego and Imperial Counties, (888) 298-2227
Stockton: CCCS of Mid-Counties, (800) 750-2227
Tehachapi: CCCS of Kern and Toulaire Counties, (800) 272-2482
Ukiah: CCCS of the North Coast, (800) 762-1811
Victorville: Springboard Nonprofit Consumer Credit Management,
(800) 947-3752
Visalia: CCCS of Kern and Toulaire Counties, (559) 732-2227
Watsonville: CCCS of Santa Clara and Ventura County, Inc.,
(800) 540-2227
West Covina: ByDesign Financial Solutions, (800) 750-2227
Willits: CCCS of the North Coast, (800) 762-1811
Yreka: CCCS of Southern Oregon, Inc., (530) 841-1516
Yuba City: CCCS of Twin Cities, (530) 674-9729
A Safe Harbour debt
management program is available statewide throughout California. If
you prefer, you may
enroll online. |