Georgia Residents: Start Saving Today!
 Getting into debt likely did not happen overnight.
Fortunately, it does not take a lifetime to get out of debt.
Debt consolidation is a way of getting control of your debts
so that you know exactly what you owe and can actually see the
balances decreasing. The idea is to get one payment that reduces
all of your credit card balances faster than you can on your
own.
Credit cards can take many years to pay off. When you make a
$50 minimum payment, only a few dollars go toward paying down
the principal balance. Most of your payment goes toward finance
charges.
By consolidating your credit card payments, you may be able
to eliminate your debt within three to five years. Our agency is
able to help you negotiate lower interest rates on many accounts
so that you can finally get out of debt.
A debt management plan can help you reduce this interest and
consolidate all of your credit card payments into one monthly
payment. This new consolidated payment is frequently less than
what you are currently paying on all of your individual payments
combined.
To get started, call us at (866) 406-4132 and speak
with one of our accredited financial counselors today. You may
also submit your information through the form on the right to
request a good faith estimate of what your new lower payment
could be. Our organization is able to help throughout Georgia
and we have assisted many customers here over the years. If you
prefer to enroll
online, we respect your privacy.
If you are looking for a local agency that you can visit in
person, a list of local agencies is provided below.
Georgia Credit Counseling Agencies
Albany: CCCS of Southwest Georgia, (800) 309-3358
Americus: CCCS of Southwest Georgia, (800) 309-3358
Atlanta: CCCS of Greater Atlanta, Inc., (800) 251-2227
Augusta: CCCS of the Central Savannah River Area, (706) 736-2090
Brunswick: CCCS of the Savannah Area, Inc., (912) 691-2227
Calhoun: Partnership for Families, Children and Adults, Inc./
CCCS Division, (800) 459-2227
Columbus: CCCS of West Georgia/East Alabama, (706) 327-3239
Dalton: Partnership for Families, Children and Adults, Inc./
CCCS Division, (800) 459-2227
Decatur: CCCS of Greater Atlanta, Inc., (404) 527-7630
Douglasville: CCCS of Greater Atlanta, Inc., (404) 527-7630
Duluth: CCCS of Greater Atlanta, Inc., (404) 527-7630
Fayetteville: CCCS of Greater Atlanta, Inc., (800) 251-2227
Gainesville: CCCS of Greater Atlanta, Inc., (800) 251-2227
Hinesville: CCCS of the Savannah Area, Inc., (800) 821-4040
La Grange: CCCS of West Georgia/East Alabama, (706) 845-7204
Macon: CCCS of Middle Georgia, Inc., (800) 446-7123
Marietta: CCCS of Greater Atlanta, Inc., (404) 527-7630
Rome: CCCS of Greater Atlanta, Inc., (800) 251-2227
Savannah: CCCS of the Savannah Area, Inc., (800) 821-4040
Statesboro: CCCS of the Savannah Area, Inc., (912) 691-2227
Thomson: CCCS of the Central Savannah River Area, (800) 736-0033
Tifton: CCCS of Southwest Georgia, (800) 309-3358
Valdosta: CCCS of Southwest Georgia, (800) 309-3358
Warner Robins: CCCS of Middle Georgia, Inc., (478) 922-1141
Waycross: CCCS of Jacksonville (Family Counseling Services),
(912) 284-2261
Waynesboro: CCCS of the Central Savannah River Area,
(800) 736-0033
A Safe Harbour debt
management program is available statewide throughout Georgia. If
you prefer, you may
enroll online. |
