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Ravenel Bridge, Charleston SC

South Carolina Residents: Start Saving Today!

You may have many options for consolidating debt, depending on your creditworthiness. You will pay a lot for a consolidation loan if you are overextended, assuming that you would qualify.

If you are struggling with high monthly credit card payments and are looking for a reduction in your payment, you may wish to consider an alternative to lending. After all, one more loan may sink you even deeper in debt.

Since 2002, Personal Financial Network has helped South Carolinians control their debt and break free from seemingly endless bills. Unlike loans, you do not have a good credit record to qualify for our debt management program. In fact, you are actually more likely to receive full benefits if you are having financial troubles.

To get started, call (866) 406-4132 to speak with one of our accredited financial counselors. We can usually provide a quote over the phone in good faith based upon the debt information you provide. Call us today to begin!

Most of our South Carolina clients appreciate speaking directly with one of our accredited financial counselors. If you prefer, you may enroll online.

How it works

We have established relationships with many creditors which allow you to benefit from lower interest rates, eliminated fees and a lower consolidated monthly payment. The catch is that you must give up your credit cards and keep your payments consistent and on-time.

We feature an easy pay automatic debit service which allows you to choose the date that you need. Your payments are deducted on that date automatically each month. We take care of disbursing your payments to each of your creditors every month.

Once you are enrolled, you may also log into your online account at any time to update account balances, make changes or simply review your progress. Our account advisors are available weekdays to answer questions and help you maximize your progress.

South Carolina Credit Counseling Agencies

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Aiken: CCCS of the Central Savannah River Area, (800) 736-0033

Barnwell: CCCS of the Central Savannah River Area, (800) 736-0033

Columbia: Credit Counseling of Columbia, (800) 223-9213

Conway: Family Services CCCS, (800) 232-6489

Florence: Credit Counseling of Florence, (800) 223-9213

Greenville: CCCS, (800) 203-9692

Hilton Head: CCCS of the Savannah Area, Inc., (800) 821-4040

North Charleston: Family Services CCCS, (800) 232-6489

Orangeburg: Credit Counseling of Orangeburg, (800) 223-9213

Rock Hill: Credit Counseling of Rock Hill, (800) 223-9213

Spartanburg: CCCS, (864) 583-7680

Sumter: Credit Counseling of Sumter, (803) 774-1413

A Safe Harbour debt management program is available statewide throughout South Carolina. If you prefer, you may enroll online.

Get debt relief today!

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